Surrogacy Cost in India | Surrogacy Cost for Singles & Gay Couples
Surrogacy in India is a highly regulated fertility option, and the financial planning is different from countries where commercial surrogacy is permitted. In 2026, India allows altruistic surrogacy subject to the eligibility, medical, legal and documentation requirements under the Surrogacy (Regulation) Act, 2021 and related rules. Commercial surrogacy, including paying a surrogate mother a commercial fee or financial incentive for carrying a pregnancy, is prohibited. The overall expense can include IVF treatment, embryo creation, medical investigations, pregnancy monitoring, delivery, insurance and legal or administrative requirements. Because every case is different, there is no single fixed package that applies to everyone. For 2026, published Indian fertility-sector estimates commonly place the overall expense of an eligible altruistic surrogacy journey in a broad range of approximately ₹12 lakh to ₹35 lakh , depending on the treatment plan, number of IVF attempts, city, hospital,...